Switching your clients has never been easier with Quick Quote
Depending on your clients’ medical history and their answers to our lifestyle questions, we could beat their renewal premium when they switch to Vitality. Terms and conditions apply.
If your clients have been insured for 12 consecutive months with the same insurer on the product, benefits and underwriting type they are switching from - we’ll match their existing cover as closely as possible with VitalityHealth. The switch offer excludes health cash plans, diagnostics only plans, non-PMI modules, months free offers and negotiated new business discounts with their current insurer.
How switching works
Terms and conditions apply.
Prepare a quote in Quick Quote
First, you can prepare a quote through Quick Quote by inputting your client's existing product name, benefit options, hospital list and excess. You will then be asked:
In the last 3 years, has your client or any other person to be insured:
In the last 3 years, has your client or any other person to be insured:
- Experienced symptoms;
- Received any advice from a healthcare professional1;
- Received treatment or have treatment2 planned or expected3;
Establish their discount
If your client can answer 'No' to this question, they will be offered an initial 10% discount on their initial renewal or adjusted renewal premium.
Your client's discount may increase further depending on their answers to a set of short lifestyle questions.
On occasion some quotes will have to be referred to underwriting to establish eligibility and discount.
Your client's discount may increase further depending on their answers to a set of short lifestyle questions.
On occasion some quotes will have to be referred to underwriting to establish eligibility and discount.
Generate their quote
Once the discount has been established you will be asked to input the renewal premium. At this stage your clients' quote will be generated, you can then choose to change cover options if required.
Once the quote has been agreed with your client, cover can be applied for via Quick Quote.
Once the quote has been agreed with your client, cover can be applied for via Quick Quote.
Important information
Please note:
- Customers do not need to disclose any condition for which they already have a personal medical exclusion applied to theirplan
- A full list of conditions that your client does not need to tell us about can be found on Quick Quote.
Definitions:
- Healthcare professional - any provider of a medical service (e.g. GP (NHS or Private), therapist, pharmacist, Consultant, nurse, etc.)
- Treatment - medical care (including diagnostics and tests), investigations, surgery, medication (including over the counter), therapy or advice, provided for an illness, disease, injury or ailment.
- Planned or expected - treatment is already booked, or it would be reasonable to expect treatment, given the symptoms.
- Signs and/or symptoms - physical or mental changes experienced by you (symptom) or noticed by a clinician (sign) that may indicate a disease or condition. Some examples of symptoms are headache, fatigue and pain. Some examples of signs are a cough, a skin rash or a lump.
Personal Healthcare Switch toolkit
Quick access to everything you need to support your client conversations.
