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Introducing plans with Healthy Fee Saver

A new way to invest with us that offers your clients  more value from year one

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Our plans with Healthy Fee Saver help your clients access more value from year one and give them real financial benefits when they make positive lifestyle choices.

As a result, they could reach their financial goals faster, as well as stay healthy for longer. With more of your clients’ money invested, the value of your assets under advice increases, too.

Helping build better futures for clients, and more opportunities for your business.

Vitality Programme included at no additional cost

It’s designed to help your clients take steps towards a healthier future. The healthier their efforts, the more points they can earn through the Programme and towards improving their Vitality status – Bronze, Silver, Gold and ultimately Platinum. To make it easier, we offer discounts on compatible activity trackers, health checks, sports shoes, mindfulness apps and more.

As an extra incentive, we also reward them with savings on coffees, flights and hotels.

The opportunity to pay zero product charges each year with our Healthy Living Discount

Product charges start as low as 0.25% p.a. and get lower the more your clients look after their health. They can pay the lowest product charge in the market – zero – when they invest in Vitality funds, take steps to be healthy and reach Platinum status.
  • Available on Vitality funds and third-party funds – so all your clients can enjoy a discount on their product charges, irrespective of the funds you choose. This means you can construct model portfolios using your preferred funds and still offer your clients even better value.

  • Product charge cap for investments over £250,000 – for clients with larger investments, we’ll apply a zero product charge on the amount above £250,000, reducing the compounding effect of charges.

   Product charges
Value of investment across all plans Bronze status Silver status Gold status  Platinum status
Vitality funds
Amount under £75k 0.25% 0.18% 0.15% 0.00%
Amount over £75k up to £150k 0.20% 0.15% 0.10% 0.00%
Amount over £150k up to £250k 0.15% 0.10% 0.05% 0.00%
Amount over £250k 0.00% 0.00% 0.00% 0.00%
Third-party funds
Amount under £75k 0.40% 0.30% 0.25% 0.20% 
Amount over £75k up to £150k 0.30% 0.22% 0.20% 0.15%
Amount over £150k up to £250k 0.25% 0.20% 0.15% 0.10%
Amount over £250k 0.00% 0.00% 0.00% 0.00%

Lower fund charges on all Vitality funds

The fund charge for our risk-profiled multi-asset funds now starts at just 0.25% p.a. So if your clients invest in these funds and reach Platinum status, their all-in fund and product charge will still be just 0.25% p.a.

Looking to invest your clients' money in Vitality funds for the longer term?

We also offer plans with Healthy Fee Saver and Boosters which have a different charge structure.

The plans also give your clients access to the Vitality Programme and Healthy Living Discount. In addition, when your clients invest in Vitality funds, they get regular boosts to help their investments grow.
Plans with Health Fee Saver and Boosters
VitalityInvest is a trading name of Vitality Corporate Services Limited. Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority. 24/02/20 | This article’s view is based on the law, practices and conditions as at the day of publication. While we have made every effort to ensure they are accurate, we accept no responsibility for our interpretation or any future changes. | VI W 0218