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Vitality

VitalityInvest Risk Optimiser funds

Four years of delivering on investment outcomes for you and your clients.

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A range of five competitively priced, multi-asset risk-targeted funds, each carefully managed to optimise long-term returns, while remaining within their respective target risk profile

The funds are constructed using asset allocation inputs provided by Dynamic Planner, corresponding to each fund's risk level. Exposure is achieved by investing in a range of Vanguard index-tracking funds in order to keep costs low and maintain high levels of liquidity.
Risk optimiser

Asset allocation as at 30 September 2021. Source VitalityInvest

Key features

  • Ready-made solution at a competitive cost

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    Designed to fit your advice process – the funds offer access across client risk-profiles, asset classes and geographies. Through our plans with Healthy Fee Saver your clients can invest at a fund charge of 0.25% p.a.

  • Gold standard risk targeting

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    Asset allocation is in line with your client's risk profile and reviewed continuously through daily monitoring and dynamic re-balancing to meet Dynamic Planner’s Gold Standard target risk profiles.

  • Established governance framework

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    Peace of mind to you and your clients by governing our fund range with clearly defined policies and robust standards. With our rigorous approach, we help take the burden of complex asset allocation review and due diligence away from you, freeing up your time to focus on your clients’ needs.

The funds

Series F funds are available through VitalityInvest plans with Healthy Fee Saver.
Series B funds are available through VitalityInvest plans with Healthy Fee Saver and Boosters.

Name Aim Ongoing charges Fund fact sheet SID

VitalityInvest Risk Optimiser 3

Multi-asset risk targeted fund range carefully managed to optimise long-term returns while remaining within each fund’s Dynamic Planner risk profile.

F Series: 0.25%

Download Download
B Series: 0.40% Download Download

VitalityInvest Risk Optimiser 4

F Series: 0.25%

Download
Download
B Series: 0.40% Download Download

VitalityInvest Risk Optimiser 5

F Series: 0.25%

Download
Download
B Series: 0.40%
Download Download

VitalityInvest Risk Optimiser 6

F Series: 0.25%

Download
Download
B Series: 0.40% Download Download

VitalityInvest Risk Optimiser 7

F Series: 0.25%

Download
Download
B Series: 0.40% Download Download

Why we partner with Dynamic Planner

We have chosen Dynamic Planner as our asset allocation provider due to their strong experience and convincing track-record. As well as being a leading provider of asset allocation advice, Dynamic Planner provides an award-winning digital risk profiling and financial planning service.

Dynamic Planner risk profile over 1,500 investments for more than 150 asset managers each quarter and have £220 billion of funds managed against Dynamic Planner risk profile targets.

Dynamic Planner is used by thousands of financial planners from more than 1,800 firms to ensure investment suitability in their recommendations for clients.1

Why we partner with Vanguard

We have chosen to partner with Vanguard due to their alignment with our investment philosophy and their market-leading index-tracking fund expertise. Vanguard are renowned for offering index-tracking funds with competitive and transparent charges as well as performance which closely tracks underlying indices.

Vanguard Group has £5.9 trillion AUM, three quarters of which is in index-tracking funds. Vanguard launched in the UK in 2009, and have gathered over £225 billion assets in Europe (£166 billion of which is UK AUM). They have a global presence with 30 million investors in 170 countries.

Vanguard was founded in 1975 and pioneered index investing, including introducing the first index-tracking fund for individuals in the USA. Vanguard currently support over 7,000 UK financial advisers selling their funds.2

Where to next?

  • VIRO Funds

    A range of five multi-asset risk-targeted funds, each carefully managed to optimise long-term returns, while remaining within their respective target risk profile.

  • Blended Funds

    Five multi-asset funds that bring together actively managed and index-tracking strategies.

  • Global Multi-Manager Funds

    Five multi-manager funds offered in partnership with SEI Investments (SEI), one of the world's largest manager-of-managers.

  • Funds

    Explore the range of Vitality funds and third-party funds designed to cater for a wide variety of client needs.

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“Vanguard” is a trade mark of The Vanguard Group, Inc., and has been licensed for use by Vitality Life Limited.

1. Dynamic Planner June, 2021.
2. 
Vanguard, 30 June 2021.