For even better protection, you can enhance your client's cover with a range of additional options to suit their needs and budgets.
Business Serious Illness Cover.
Our Business Serious Illness Cover option protects an employee should they suffer a serious illness whilst in employment, safeguarding your clients’ business against the financial impact of their absence.
VitalityLife’s Business Serious Illness Cover offers protection against serious illnesses as well as advanced or life threatening ones, unlike most typical critical illness policies that only cover the most critical conditions.
|138 conditions covered from Severity A
(100% payout) to Severity E (15% payout).
| 167 conditions covered from Severity A
(100% payout) to Severity G (5% payout).
Unlike typical critical illness cover, our Business Serious Illness Cover gives your clients a severity-based payout proportionate to the condition. Both of our Business Serious Illness Cover options cover more conditions than any other insurer within the market.1
Business Serious Illness Cover Plus.
Protect your cover so any payout less than 100% of your cover amount will be reinstated, leaving the full cover amount in place for future claims.
Additionally, payouts for all key conditions that would typically be covered in full by a critical illness plan will be boosted to 100%. This includes cancer, heart attacks and strokes.
Disability Cover for Business.
We’ve developed a specific cover to help businesses and business owners protect their interests. Disability Cover for Business provides a full payout for the types of conditions that would force an employee to withdraw from the business. This reduces the potential of payouts for less severe illnesses and means that the right amount of money is in the right hands at the right time. We cover anything from temporary disability to severe disability for the rest of life.
Waiver of Premium.
You can add Waiver of Premium on Incapacity to your clients’ Business Protection Plan. That means that if one of the people covered under their plan is unable to work due to illness or injury, we’ll waive their premiums.
Business protection options
Our business solutions can help give your client reassurance.
Key Person Protection
Gives your clients a payment to help protect their profits if an employee dies or suffers a serious illness.
Shareholder and Partnership Protection
Gives your clients a lump sum so they can keep control of the business if a shareholder or a business partner dies or suffers a serious illness.
Business Loan Protection
Gives your clients a payment to repay business loans if a shareholder or a business partner dies or suffers a serious illness.
Where to next?
Good health is good business. We aim to give your clients cover that's relevant to their business needs and pays out when they need it most.
Key Person Cover
Keeps things smoothly ticking over should your clients lose key business personnel.
Relevant Life Cover
The cost-effective alternative to Life Cover. A tax-efficient way for your client to give their best people the best benefits.