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Plan options

We offer different plans to suit different client needs

  • VitalityLife Essentials Plan: Gives your clients all the basics, at a lower minimum premium
  • VitalityLife Plan: Extra features on top of the VitalityLife Essentials Plan for the most comprehensive cover
 A comparison of our Essentials Plan and VitalityLife Plan VitalityLife Essentials Plan  VitalityLife Plan 
Minimum monthly premium  £8  £10 
Access to discounts and rewards to lead a healthy lifestyle  Yes  Yes 
Opportunity to receive premium discounts each year based on your client's Vitality status, without adding Vitality Optimiser No  Yes 
Automatic Serious Illness Cover for children  No  Yes 
Guaranteed Insurability options for Life Cover, Serious Illness Cover, Income Protection, Disability Cover and Optional Serious Illness Cover for children  No  Yes 
Immediate Cover Benefit  No  Yes 
Free cover whilst your clients wait for their mortgage to be accepted  No  Yes 
Mortgage interest rate for decreasing plans  7%  10% 
Option to add Vitality Optimiser  Yes  Yes 
 Online application Yes Yes 
Paper application  No  Yes 
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