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Try our simpler multi-benefit solution

One application. One Vitality fee. Simple.


Features of multi-benefit

  • One application and underwriting process for up to seven benefits - just enter your client details once
  • One total premium shown for all benefits
  • One Vitality fee, based on total premium
  • For complete client control, each benefit has its own quote, plan number, direct debit details, plan documents and start and end dates.

The benefits of going 'off-menu':

  • Ability to mix and match - select multiple plan owners and billing details
  • Trusts - a portion of the benefit can be written into trust.

How it works

1. When a member applies using a multi-benefit application, we aggregate all premiums across all plans to create one total monthly premium.

2. This total monthly premium then determines whether a member gets access to Vitality Select or Vitality Plus benefits as part of the Vitality Programme.

Vitality Select

Automatically included on all of our plans at no additional cost. Members will qualify for our standard range of rewards and discounts including Expedia and Caffè Nero.

Vitality Plus

To unlock Vitality Plus, a members’ total monthly premium across all plans must be:

  • More than £45 a month for a single life multi-benefit application
  • More than £60 a month for a joint life multi-benefit application*

Members will get access to our full range of rewards and discounts including Rakuten TV and Waitrose and Partners. There will be an additional fee of £4.75 per month, per adult on the plan.

*On Joint-Life plans, to unlock Apple Watch, American Express and Waitrose & Partners, the total premium of all life plans on which they are a Member must be at least £45 per month, excluding Vitality fee.

Multi-benefit toolkit

Quick access to everything you need to support your client conversations.

Ways we've made it easier to do business with us

Client centric view

Keep track of everything on your personalised dashboard, with a client focus.

Quicker user experience

With the average load time improving by 33% in comparison to the old Hub.

Book Vitality Nurses

Our bespoke evidence analyser app enables faster medical underwriting process with 80% UK coverage.

Signature-free online trusts

This functionality eliminates the need for written signatures when placing a plan into trust.


We're here to help

Your Business Consultant is always ready to support you.


Adviser Hub

Quote, apply and manage your clients online.


Get in touch

Call us on 0345 601 0072. Lines open Monday - Friday 8.30am - 6pm


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