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Health Insurance

Business Healthcare

Protecting small businesses with 1-249 employees.

Award-winning cover when your clients need it most

  • Defaqto 5 star rated PMI (Group) 2024
  • COVEA22-LOGO-Outstanding Individual Health Insurance
  • servicemark
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Health insurance is entering a new era

The healthcare landscape has transformed over the past five years - with customers now expecting more.

In our newly launched Health Claims Insights Report, we'll explore the top trends in the health insurance industry. And unpack the latest Vitality Claims data to find out what this means for your clients, and you.


Why choose Private Medical Insurance?

Private medical insurance is a great way for businesses to show they're truly invested in the health and wellbeing of their employees. Here are just some of the benefits:

  • Help their business attract and keep talented employees
  • Help reduce the number of sick days
  • Employees avoid long waiting lists - meaning they're back to work quicker
  • Give their people comfort and privacy at a time when they need it most

And that’s not all. Our Business Healthcare plan encourages your client’s employees to take preventative steps and lead healthier lives with the Vitality Programme – and we reward them for doing so. Our digital tools guide our members through the healthcare system - while our comprehensive cover provides access to treatment when they need it most.

Business Healthcare toolkit

Quick access to everything you need to support your client conversations.

Incentives for employers

When your clients include employees on their plan, Vitality rewards them with cashback when these employees take steps to be healthier with the Vitality Programme.

At the end of the plan year - and assuming your client renews their plan for the following plan year - we look at the Vitality status of each of their employees and award cashback depending on the average Vitality status their employees achieve, as follows:
Vitality status Bronze Silver Gold Platinum
Cashback  0% 2.5% 5% 10%

Building a plan

Why Vitality?

Our unique approach provides a comprehensive package of healthcare benefits for your client's employees.

Full Cover Promise

We pay recognised consultants’ and anaesthetists' fees in full for eligible in-patient and day-patient treatment.
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Digital care access

When they seek care – we empower them to access the support and treatment they need through a range of primary and digital care services.
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The Vitality Programme

We encourage all of our members to take preventative steps and lead healthier lives, with rewards along the way from day one.  
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Mental health support

Our end-to-end approach to mental health supports your client's employees - with prevention and maintenance to early intervention, and comprehensive treatment for more severe conditions.
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Advanced Cancer Cover

If they're diagnosed with cancer, we'll provide full cover for the latest cancer treatments and technologies. This includes access to screenings and preventative treatment, as well as personalised support and guidance from our specialist team at every stage of their treatment journey.
Learn more


New to selling Vitality health insurance?

New to health insurance? Looking to grow your business?

Find out how working with us can benefit your clients and you as an adviser.

Or if you're looking for support to help you sell our health insurance and initiate positive client conversations, explore our dedicated support section.


Workplace Wellbeing

Vitality offers adaptable employee wellness programmes for businesses with 10 or more employees. What’s more, we share the benefits of healthy living with your client’s employees.

Our approach is firmly grounded in our expertise in behavioural science and is supported by independently verified Britain’s Healthiest Workplace survey data.

Every quarter themes support specific health and wellbeing content across the calendar year. These themes help engage employees across our key pillars of Vitality – physical activity, nutrition, mental wellbeing and stop smoking.

We're here to help

Your Business Consultant is always ready to support you.


Adviser Hub

Quote, apply and manage your clients online.


Get in touch

Call us on 0345 051 0044. Lines open Monday-Friday 8.30am-5:30pm


New to Vitality?

Let’s help you to realise your business potential.