Business Healthcare
Protecting small businesses with 1-249 employees.
Award-winning cover when your clients need it most
Why choose Private Medical Insurance?
Private medical insurance is a great way for businesses to show they're truly invested in the health and wellbeing of their employees. Here are just some of the benefits:- Help their business attract and keep talented employees
- Help reduce the number of sick days
- Employees avoid long waiting lists - meaning they're back to work quicker
- Give their people comfort and privacy at a time when they need it most
And that’s not all. Our Business Healthcare plan encourages your client’s employees to take preventative steps and lead healthier lives with the Vitality Programme – and we reward them for doing so. Our digital tools guide our members through the healthcare system - while our comprehensive cover provides access to treatment when they need it most.
Business Healthcare toolkit
Quick access to everything you need to support your client conversations.
Incentives for employers
At the end of the plan year - and assuming your client renews their plan for the following plan year - we look at the Vitality status of each of their employees and award cashback depending on the average Vitality status their employees achieve, as follows:
Vitality status | Bronze | Silver | Gold | Platinum |
---|---|---|---|---|
Cashback | 0% | 2.5% | 5% | 10% |
Building a plan
Why Vitality?
Our unique approach provides a comprehensive package of healthcare benefits for your client's employees.
Full Cover Promise
We pay recognised consultants’ and anaesthetists' fees in full for eligible in-patient and day-patient treatment.
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Digital care access
When they seek care – we empower them to access the support and treatment they need through a range of primary and digital care services.
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The Vitality Programme
We encourage all of our members to take preventative steps and lead healthier lives, with rewards along the way from day one.
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Mental health support
Our end-to-end approach to mental health supports your client's employees - with prevention and maintenance to early intervention, and comprehensive treatment for more severe conditions.
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Advanced Cancer Cover
If they're diagnosed with cancer, we'll provide full cover for the latest cancer treatments and technologies. This includes access to screenings and preventative treatment, as well as personalised support and guidance from our specialist team at every stage of their treatment journey.
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Employer Zone makes managing a plan smooth, speedy and simple
Businesses with a Business Healthcare plan can use Employer Zone to effortlessly view and manage their Vitality plan. They can:
- Get a clear and detailed view of what’s covered by their plan
- Add new employees and their family members
- Edit members’ details or remove them whenever they want
Plus, they'll get clear updates on every change they make - taking out the guesswork. And its user-friendly navigation makes it easier to get into the details they need.
See what's new and improved - login to employer zone.

New to selling Vitality health insurance?
New to health insurance? Looking to grow your business?
Find out how working with us can benefit your clients and you as an adviser.
Or if you're looking for support to help you sell our health insurance and initiate positive client conversations, explore our dedicated support section.

Workplace Wellbeing
Vitality offers adaptable employee wellness programmes for businesses with 10 or more employees. What’s more, we share the benefits of healthy living with your client’s employees.
Our approach is firmly grounded in our expertise in behavioural science and is supported by independently verified Britain’s Healthiest Workplace survey data.
Every quarter themes support specific health and wellbeing content across the calendar year. These themes help engage employees across our key pillars of Vitality – physical activity, nutrition, mental wellbeing and stop smoking.

10 years of Britain's Healthiest Workplace
Over the past 10 years, Britain's Healthiest Workplace, one of the UK's largest surveys of employee wellbeing, has gathered deep insights into some of the main challenges facing employers and their employees.In our newly launched 10-year report, we'll explore the main challenges facing employers and their employees.