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HEalth Insurance

Mental Health

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Holistic mental health cover

We offer a unique end-to-end mental health journey. Supporting your client from prevention all the way to treatment.

  • Prevention: A healthier lifestyle promotes better mental wellbeing. Our Vitality Programme incentivises members to develop and maintain healthy habits.

  • Early Intervention: If a member experiences a mental health issue, they'll have fast access to treatment via Care Hub

  • Comprehensive treatment: If they select our extra Mental Health Cover option, members receive comprehensive cover where treatment is required (limits apply)


There are two ways to support your clients:

Mental health, a growing challenge

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Between 2014 and 2023

Anxiety and depression rates among UK workers have risen 75%1

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£94 billion per year

Mental health costs the economy an estimated £94 billion per year - roughly the cost of the entire NHS3

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1 in 4 of UK employees

will experience a mental health problem every year2

Mental health support 

All members have access to mental health support as part of Core Cover 

Talking Therapies

All Vitality members are eligible for eight Talking Therapies sessions. We don't exclude any medical conditions

The Vitality Programme

A healthy lifestyle can promote better mental health. Our programme rewards members for making  healthy choices and  prioritising their wellbeing 

Headspace 

Members can get a 12- month Headspace subscription on us. And can earn activity points by completing mindfulness activities 

Self - refer

Your client doesn't have to contact us or speak to a GP to access Talking Therapies, or Headspace 

Digital support via Wysa app 

Members can get app-based support and access over 150 evidence-based exercises designed by mental health experts

Mental health cover

An additional option that can be added to your client's plan for extra mental health cover

Core Cover benefits

All of the benefits included on Core Cover, including a 12-month subscription to Headspace, on us.

In-patient and day-patient

Up to 28 days of in-patient cover per episode, plus 28 days of day-patient treatment. They’ll be covered for multiple episodes of care during the year, if they need it3

£1,500 out-patient benefit

A separate £1,500 which can be used towards other out-patient treatment outside of our Talking Therapies network

Full cover Talking Therapies

Members will be fully covered for Talking Therapies with our network provider

Resources toolkit

Quick access to everything you need to support your client conversations

We're here to help

Your Business Consultant is always ready to support you.

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Adviser Zone

Quote, apply and manage your clients online.

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Get in touch

Call us on 0345 051 0044. Lines open Monday-Friday 8.30am-5:30pm

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New to Vitality?

Let’s help you to realise your business potential.

1. Source: 10 Years of Britain's Healthiest Workplace: The changing face of the UK at work, 2025

2. Mind.org/BigMentalHealthReport2024

3. After 56 days without in-patient or day-patient treatment, we’ll fully restore your clients benefit limits covering them for further episodes of care during their plan year.