Guarantee your clients' payout
And boost it by up to 20%, when they look after their health.
No-one can predict when they might get an injury, disability or illness. However, you can help your client's prepare with the right cover should they need it.
Tailored to a range of occupations and offering increased flexibility, our improved and streamlined Income Protection plan gives your clients extra certainty by guaranteeing their earnings.
Explore our Claims and Benefits Report 2023
Find out how we supported clients in 2022 through market-leading protection cover and health and wellbeing benefits.
With the ongoing economic challenges highlighting the need for better financial resilience, it’s never been more important for advisers to be discussing protection insurance with their clients.
Top reasons to recommend
2. Up to 20% extra on top of their monthly payout: Offer more with Income Boost. The more your clients look after their health, the bigger their payout for up to six months.
3. Access to our healthcare network: With our Recovery Benefit, we can help their recovery with physio, therapy and cancer support
4. Flexible, best-in-class cover: Peace of mind for your clients knowing they have a trusted Defaqto 5-Star plan, with added flexibility from Guaranteed Insurability Options.
How it works
Income Protection toolkit
Quick access to everything you need to support your client conversations.
Dual Deferred Period CalculatorEmployer’s sick pay schemes will not always meet the needs of their employee’s lifestyle. Income protection can help bridge that gap.
Our simple Dual Deferred Period Calculator enables you to work out the maximum benefit amount that you’re able to select based on your client’s sick pay scheme.
Income Protection Cover with Vitality
With Vitality’s Income Protection cover, your clients could get a tax-free payout to help cover anything from their bills, mortgage, rent or childcare costs, should they fall ill or injure themselves leaving them unable to work.
Where to next?
We're here to help
Your Business Consultant is always ready to support you.
2 Available from notification of claim and with no limit on the appropriate level of support, the new benefits target the top three conditions which account for 70% of all Income Protection claims. Based on VitalityLife's 2021 claim statistics.
3 Cover for complications of pregnancy and Dementia and FrailCare Cover has been removed for children.
4 VitalityLife experience analysis, rolling lapse rates between Oct 2020 - September 2021. VitalityLife Claims and Benefits Report, 2022.