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VitalityLife

Personal Protection

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Positively different Personal Protection

  • Life Cover

    Our Whole of Life cover provides protection for your clients as long as they need it, while our Term Life cover gives them protection between 5-70 years. 

  • Serious Illness Cover

    Our award-winning Serious Illness Cover pays out on a severity based approach and covers all heart attacks, all strokes and more cancers than any other insurer1

  • Income Protection

    Our 5-star rated Income Protection Cover offers your clients a tax-free monthly income payment if they are unable to work because of illness, injury or disability. 

  • NEW Mortgage Plan

    Buying a house can be stressful, but buying protection shouldn’t be. That’s why our Mortgage Plan is  a simple and comprehensive mortgage solution.

Only bricks and mortality?

The Mortgage Plan is now available with Serious Illness Cover Protector, which covers more conditions than any other insurer and pays out at 100% for 77 of the most severe conditions*. With our Healthy Living Programme, your clients can be rewarded from day one. One quick and easy application means your client can be covered in minutes.

You can change the conversation with our new Mortgage Plan.
*Defaqto verified Competitor Comparisons, Sep 2018
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Personal Protection

Tailor your clients plans with our additional options and benefits

We offer a range of additional options and benefits so you can tailor your clients protection to suit their needs, including Serious Illness Cover Booster, Education Cover and Waiver of Premium options.  
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New

Dual Deferred Period Calculator

Employer’s sick pay schemes will not always meet the needs of their employee’s lifestyle. This is where income protection can help bridge that gap.

Our simple Dual Deferred Period Calculator enables you to work out the maximum benefit amount that you’re able to select based on your client’s sick pay scheme.
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Personal Protection

Choosing the right plan

We offer different plans to suit the differing needs of your clients.  You can easily compare our Personal Protection plans - the Essentials Plan and VitalityLife Plan - and our Mortgage Plan gives your clients a comprehensive and straightforward mortgage protection solution.
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Defaqto verified Competitor Comparisons, Sep 2018