Vitality Logo
Keep moving, keep motivated

Get Apple Watch with health or life insurance

Your clients can enjoy Apple Watch Series 10 from just £10 upfront* or the Apple Watch SE from just £1 upfront. And pay nothing more when they stay active with Vitality

*Offer runs 12 Nov 2024 - 14 Feb 2025 **Credit agreement, qualifying plans, T&Cs apply

** We offer Apple Watch on a 40-month, 0% APR consumer credit agreement with 36 monthly Direct Debits through Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Subject to a satisfactory credit check. Checking your client's eligibility will place a soft search on their credit file which is not visible to other lenders. Apple Watch Series 10 RRP from £399. Apple Watch SE RRP from £219.

Form 15 February 2025, your clients will be able to get the Apple Watch Series 10 from £39 upfront. The upfront cost and monthly payments will differ for a second, and further watch purchases. Apple Watch terms and conditions apply.

If your client doesn't stay active and track their activity, they'll pay up to £10 a month depending on their choice of Apple Watch.

Please note, the Apple Watch benefit is not available if your clients live in the Channel Islands.

How to get it

Your clients get money off their Apple Watch payments when they earn activity points

Star users

Join Vitality

Get a qualifying Vitality health or life insurance plan. Register as a Vitality member when their plan starts

Apple Watch SE

Get Apple Watch

Once they've registered, apply for Apple Watch through Vitality 

Dial activity

Stay active

The more activity points your client earns, the less they pay for their Apple Watch every month*

*If your client doesn't stay active, they'll pay up to £10 per month depending on their choice of Apple Watch. Terms and conditions apply.

Compare Apple Watches

Apple Watch Series 10
GPS or GPS+ Cellular

Apple Watch Series 10

Between 12 November 2024 - 14 February 2025, your client pays: £10 to £140 upfront depending on their chosen device1. If they get active, they could pay less every month.

  • Advanced health insights - Keep an eye on heart rate2, sleep3, menstrual cycle4 and take an ECG any time5.
  • A powerful fitness partner - Check progress on a range of workouts with the Workout app.
  • Innovative safety features - Get help with Fall6 and Crash Detection. And contact emergency services with one tap7.
  • Incredible durability - It's crack resistant, IP6X-certified dust resistant, and swim-proof with 50 metres water resistance8.
  • Carbon neutral - Apple Watch Series 10 is carbon neutral when paired with certain straps9.
  • Simply compatible - It works seamlessly with other Apple devices and services10.
  • Cellular connectivity - Send a text, make a call and stream music without their iPhone nearby11. (Applies to GPS + Cellular models only).
  • Apple Watch SE
    GPS OR GPS+ CELLULAR

    Apple Watch SE

    Your client pays: £1 to £101 upfront depending on their chosen device2. If they get active, they could pay less every month.

  • Cellular connectivity - Send a text, make a call, and stream music without their iPhone nearby11. (Applies to GPS + Cellular models).
  • Health tracking features - Track workouts and get heart health notifications.
  • Innovative safety features - Get help with Fall6 and Crash Detection. And contact emergency services with one tap7.
  • A powerful fitness partner - Check progress and gain insights with advanced metrics on a range of workouts with the Workout app.
  • Swim-proof and stylish - Swim confidently with water resistance up to 50 metres12.
  • Carbon-neutral - Apple Watch SE (2nd generation) is carbon neutral when paired with certain straps9.
  • man wearing headphones

    Plus, get an extra 10% off when your clients trade in their old Apple Watch

    We've partner with musicMagpie to give your clients more when they recycle unwanted tech as a Vitality member.

    They can trade in a huge range of products and get an instant valuation. The first time your clients' trade-in their tech, they'll get an extra 10% off selected tech trade-ins, up to £30.

    Your client will get their code when they get Apple Watch with Vitality.

    This offer cannot be used in conjunction with any other code and is one use per member. Excludes mobile phones.

    musicMagpie reserves the right to alter these terms and conditions if necessary.

    Get active, pay less

    Your clients can save on their Apple Watch repayments every month. The more they move, the less they pay

    12,500 steps five days a week

    Your client earns 160 activity points in a month

    12,500 steps four days a week

    Your client earns 120 activity points in a month

    10,000 steps four days a week

    Your client earns 80 activity points in a month

    10,000 steps two days a week

    Your client earns 40 activity points in a month

    Apple Watch FAQs

    Details correct as of December 2024. Terms and conditions apply.

    We're here to help

    Your Business Consultant is always ready to support you.

    spot-illy-log-into-adviser-hub-svg-svg

    Adviser Hub

    Quote, apply and manage your clients online.

    get-in-touch-svg

    Get in touch

    Call us on 0345 051 0044. Lines open Monday-Friday 8.30am-5:30pm

    spot-illy-new-to-vitality-svg-svg

    New to Vitality?

    Let’s help you to realise your business potential.

    Only one member on each qualifying plan can have an active Apple Watch benefit at any point in time. 18 years or over only. Requires an iPhone Xs or later with iOS 18 or later. Vitality Corporate Services Limited acts as a credit broker. Apple Watch Series 10 RRP from £399. Apple Watch SE RRP from £219.

    1 If the Apple Watch Series 10 is not your clients' first Apple Watch through Vitality, their upfront payment would be between £180 - £310.
    2 Irregular rhythm notification requires the latest versions of watchOS and iOS. It is not intended for us by people under 22 years old or those who have been previously diagnosed with atrial fibrillation (AF).
    3 The Sleep Apnoea Notification Feature is available on Apple Watch Series 9 and later and Ultra. It is intended to detect signs of moderate to severe sleep apnoea for people 18 years old or older without a diagnosis of sleep apnoea.
    4 The Cycle Tracking app should not be used for birth control or to diagnose a health condition.
    5 The ECG app is available on Apple Watch Series 4 and later (excluding Apple Watch SE) and can generate an ECG similar to a single-lead electrocardiogram. Intended for use by people 22 years old and over.
    6 Fall Detection updates are available on Apple Watch Series 4 and later with watchOS and later.
    7 Emergency SOS requires a cellular connection or Wi-Fi calling with an internet connection from your Apple Watch or nearby iPhone.
    8 Apple Watch Series 10 has a water resistance rating of 50 metres under ISO standard 22810:2010. This means that is may be used for shallow-water activities like swimming in a pool or ocean. Apple Watch Series 10 should not be used for scuba diving, waterskiing or other activities involving high-velocity water or submersion below shallow depth. Water resistance is not a permanent condition and can diminish over time. For additional information, see support.apple.com/HT205000.
    9 Learn more about Apple's commitment to the environment at apple.com/2030.
    10 Features subject to change. Some features, applications and services may not be available in all regions or all languages. See apple.com/uk/watchos/feature-availability for complete list.
    11 Wireless service plan required for cellular service. Contact your service provider for more details. Connection may vary based on network availability. Check apple.com/uk/watch/cellular/ for participating network providers and eligibility. See support.apple.com/HT207578 for additional setup instructions.
    12 Apple Watch SE has a water resistance rating of 50 metres under ISO standard 22810:2010. This means that it may be used for shallow-water activities like swimming in a pool or ocean. Apple Watch SE should not be used for scuba diving, waterskiing, or other activities involving high-velocity water submersion below shallow depth. Water resistance is not a permanent condition and can diminish over time. For additional information, see support.apple.com/HT205000.