Tailor your clients' plans
We offer a range of additional options and benefits so you can tailor your clients protection to suit their needs.Our core covers - Life Cover, Serious Illness Cover and Income Protection Cover - are designed so you can add a range of additional options and benefits to them, allowing you to personalise your clients plans even further.
| Additional options and benefits | Overview |
| Child Serious Illness Cover | The same as our market-leading Serious Illness Cover*, providing the widest level of cover for children. It pays out a cash lump sum if any of your children suffer a serious illness. |
| Waiver of premium on incapacity | We give your clients the option to waive their plan premiums - but retain cover - if they are unable to work due to incapacity. |
| Premium Step (only with Whole of Life) | Offers your clients an upfront premium discount and certainty of future price changes with an annual 2.5% fixed premium change. |
| Indexation | Indexation enables your client's cover to increase each year with no further underwriting. |
| LifestyleCare Cover (only with Whole of Life) |
Gives your clients the ability to use some or all of their life cover early, if they can’t look after themselves in later life. |
*Cover for complications of pregnancy and Dementia and FrailCare Cover has been removed for children.
