Tailor your clients' plansWe offer a range of additional options and benefits so you can tailor your clients protection to suit their needs.
Our core covers - Life Cover, Serious Illness Cover and Income Protection Cover - are designed so you can add a range of additional options and benefits to them, allowing you to personalise your clients plans even further.
|Additional options and benefits
|Child Serious Illness Cover
|The same as our market-leading Serious Illness Cover*, providing the widest level of cover for children. It pays out a cash lump sum if any of your children suffer a serious illness.
|Waiver of premium on incapacity
|We give your clients the option to waive their plan premiums - but retain cover - if they are unable to work due to incapacity.
|Premium Step (only with Whole of Life)
|Offers your clients an upfront premium discount and certainty of future price changes with an annual 2.5% fixed premium change.
|Indexation enables your client's cover to increase each year with no further underwriting.
|LifestyleCare Cover (only with Whole of Life)
|Gives your clients the ability to use some or all of their life cover early, if they can’t look after themselves in later life.
*Cover for complications of pregnancy and Dementia and FrailCare Cover has been removed for children.