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Justin Garbutt

Director of IFA Distribution, Vitality

Justin Garbutt headshot

Justin Garbutt

Director of IFA Distribution, Vitality

five-facts-vitality-programme-launch-2026
Vitality Programme

Five things you need to know about the Vitality Programme launch

Hot on the heels of the latest Vitality Programme launch, Justin Garbutt, Director of IFA Distribution, shares his key takeaways for advisers

Justin Garbutt headshot
by Justin Garbutt
four-simple-steps-comprehensive-mortgage-protection
Technical Focus

Four simple steps to comprehensive mortgage protection advice

With homeowners continuing to feel the pinch against a challenging economic backdrop, Justin Garbutt, Director of IFA Distribution at Vitality, gives his tips to offering the most comprehensive mortgage advice possible

Justin Garbutt headshot
by Justin Garbutt
two-colleagues-talking-in-an-office
Protection

Three ways Optimiser can unlock your protection conversations

At a time when money is tight and uptake of traditional protection products remains stubbornly low, products that deliver higher engagement, immediate value and more comprehensive cover are more timely than ever, writes Justin Garbutt, Director of IFA Distribution, Vitality.

Justin Garbutt headshot
by Justin Garbutt
couple-looking-at-paperwork-together
Protection

Five simple steps to the most comprehensive protection advice

In light of Consumer Duty and the changing socio-economic landscape around us, offering the most comprehensive protection advice possible has never been more important, writes Justin Garbutt, Director of IFA Distribution at Vitality.

Justin Garbutt headshot
by Justin Garbutt
couple-walking-in-wooded-area
Health Protection

There's more to life! Protection can't just be about death

Given the plethora of protection needs clients face, there’s never been a more pressing need for a holistic approach to protection planning, writes Justin Garbutt, Director of IFA Distribution.

Justin Garbutt headshot
by Justin Garbutt
office-worker-with-clipboard-and-pen-in-meeting
Technical Focus

Continuous Critical Illness Cover has never been more needed

Due to a range of external factors, there’s never been a greater need for cover to remain in place for longer after a claim has been paid, writes Director of IFA Distribution at Vitality, Justin Garbutt

Justin Garbutt headshot
by Justin Garbutt
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Recent articles

five-facts-vitality-programme-launch-2026

Five things you need to know about the Vitality Programme launch

Hot on the heels of the latest Vitality Programme launch, Justin Garbutt, Director of IFA Distribution, shares his key takeaways for advisers

Justin Garbutt headshot
by Justin Garbutt
four-simple-steps-comprehensive-mortgage-protection

Four simple steps to comprehensive mortgage protection advice

With homeowners continuing to feel the pinch against a challenging economic backdrop, Justin Garbutt, Director of IFA Distribution at Vitality, gives his tips to offering the most comprehensive mortgage advice possible

Justin Garbutt headshot
by Justin Garbutt
dr-rishi-patel-cancer-screening

Dr Rishi Patel: ‘A joined-up approach to cancer screening is the answer’

Vitality’s Clinical Operations Director explains the critical role that cancer screening can play in early detection and improved treatment outcomes, and why joined-up care pathways are key

Headshot photo_Rishi Patel (1)
by Dr Rishi Patel