Earn cashback with the Vitality American Express® Credit Card
Your clients deserve a credit card that rewards them when they take care of their physical and mental health
Representative example:
Representative 31.0% APR variable. Based on no annual Card fee, assumed credit limit of £1.200 and purchase rate of 31.0% variable.
Terms and conditions apply. Subject to approval. Interest rates link to the Bank of England base rate.
Do your clients want to pay at their own pace? They can spread the cost of their purchases into equal monthly payments with Plan It™ Instalment Plans. Available on American Express® Credit Cards.
Rewarding your clients with healthy cashback booster
The more active your clients are, the more cashback booster they can earn. It’s all based on their monthly activity and how many qualifying plans they have.
Your client can earn up to 1% cashback from American Express and up to 1% Vitality healthy cashback booster with a qualifying plan. If they have two qualifying plans, they could get an additional 1% cashback booster.
And, when your clients spend £2,000 on the Card in the first three months of Card membership, we’ll give them £100 back at their Card anniversary. Terms and conditions apply.
Find out how much cashback your clients could earn
American Express have created an interactive Cashback Map that gives an insight into how the nation likes to exercise1.
Plus, your clients can use the Cashback Calculator to see how much cashback they could earn with their own card, when they take care of their health.
1Based on Omnibus research conducted by Opinium. 2000 UK adults were surveyed between 4 November and 8 November 2022
How to earn the healthy cashback booster
It's pretty simple, create healthy habits and get regularly rewarded
Have a qualifying plan
Your client will need a qualifying health plan or life insurance plan
Apply for card
Once they've joined us, your client can apply for the card in our Member app
Look after their health
Simply spend on the card and earn Vitality points to set the Vitality healthy cashback booster rate on their card
Earn cashback
We calculate your client's points at the end of the month, to set their rate for 2 months' time. For example, your client's points for May will set their cashback rate for July
Which plans qualify for the card?
See the list below or encourage your clients to find out more in our Member app
Health plans
- Personal health insurance plans
- Small business health insurance plans
- Corporate health insurance plans or trust schemes with Vitality Plus benefits
Life insurance
- Any life insurance plan that includes Optimiser
- With an additional monthly fee for Vitality Plus, currently £4.75 per month, per adult
- A minimum monthly premium of £45 for single plans, or £60 for joint plans applies
Your clients could earn £60 cashback a year with the Vitality American Express® Credit Card
This cashback can help to offset the cost of your client’s insurance plan. It’s a no brainer.
This saving example is based on a £500 monthly spend. The saving total for this reward is based on how many points they have earnt over the course of the year. This example assumes that each month a Platinum member earns 160 points. Details correct as of March 2024.
Need more information?
We're here to answer any questions you have
Subject to eligibility criteria and approval.
Representative 31.0% APR variable based on no annual Card fee, assumed credit limit of £1,200 and purchase rate of 31.0% variable. Representative APR is correct as of April 2024. Interest rates link to the Bank of England base rate. See amex.co.uk for details.
Vitality Corporate Services Limited acts as a credit broker. Exclusive lender is American Express Services Europe Limited. American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and is authorised and regulated by the Financial Conduct Authority.
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Health insurance
Call us on 0345 051 0044. Lines open Monday-Friday 8.30am-5:30pm
Life insurance
Call us on 0345 601 0072. Lines open Monday-Friday 8.30am-6pm
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