Full Cover Promise

Private health insurance with no hidden surprises
Unlike some other health insurance plans that can leave members out of pocket when they claim, when we say ‘Full Cover’, that’s just what we mean.We promise to pay all consultants’ and anaesthetists’ fees for in-patient and day-patient treatment, as long as the treatment is eligible on your clients’ plan and the consultant is recognised by us.
Benefit of Vitality's Full Cover Promise
Available as standard
Full Cover Promise is available to all members as part of our Core Cover proposition.
Convenient access
Choice of consultant - all recognised consultants will have their fees paid in full by us, meaning no shortfall for your clients to cover.
No set limits
There are no set time or money limits so your client can concentrate on getting better in the best way for them – without worrying about the cost implications.
Offers reassurance
Offers your clients reassurance that their health costs are covered if the condition and treatment is eligible on their plan.

Switch and Save
Switching your clients to Vitality has never been easier for you and so rewarding for your clients. We'll look to beat their renewal premiums with our Switch and Save initiative.
Find out more about switching your Personal Healthcare clients
Find out more about switching your Business Healthcare clients