Customise your client's plan with Cover Options
There's no one size fits all with health insurance, so our clients can add any of these options to our Core Cover to get the plan, and reassurance, they need:
- Tailored Out-patient Cover options
- Mental Health Cover
- Therapies Cover
- Optical, Dental and Hearing Cover
- Worldwide Travel Cover
All benefits are per insured member, per plan year, unless otherwise stated.
Cover Options
| Personal Healthcare | Business Healthcare | Cover Options |
|---|---|---|
| Optional | Optional |
Out-patient CoverAll members with Out-patient Cover benefit from full cover for MRI, CT and PET scans, and physiotherapy arranged through our Priority Physio network.We offer up to six physiotherapy sessions as part of our Core Cover through our Priority Physio network. However, adding Out-patient Cover means physiotherapy through our Priority Physio network is covered in full. Your clients can also use a physiotherapist outside of our network but can only claim up to £35 per session, which will be deducted from any selected Out-patient Cover limit.
|
| Optional | Optional |
Therapies CoverIncludes chiropractic treatment, osteopathy, chiropody/podiatry, acupuncture, homeopathy and up to two consultations with a dietician after a GP or consultant referral. Full Cover. |
| Optional | Optional |
Mental Health CoverIncludes consultations and treatment with a psychiatrist or psychologist and hospital stays. All mental health claims are managed on a case-by-case basis.Our Mental Health Cover includes:
Find out more |
| Optional | Optional |
Optical, Dental and Hearing CoverCombines three benefits into a single, high-value cover options. It’s designed to help your clients meet some of their most common healthcare costs, from routine check-ups and preventative care, to dental procedures and prescription glasses. It also contributes towards other significant needs like hearing aids and restoring appearance after a dental accident.Find out more |
| Optional | Optional |
Worldwide Travel Cover• Up to £10 million emergency medical expenses abroad for trips of up to 120 days each• Cancellation cover up to the value of £10,000 • Cover for other non-medical expenses including lost luggage, travel disruptions and personal accidents • Plus, travel vaccination and preventative medication cover which includes 12 common jabs and anti-malarial treatment Find out more |
| Not available | Optional |
Emergency Overseas CoverWhether your clients are away on holiday or for business, our Emergency Overseas Cover covers up to £10 million for emergency medical treatment for trips up to 120 days. It also covers repatriation and evacuation back to the UK.Find out more |
| Not available | Optional |
Employee Assistance ProgrammeProvides support, advice and expert assistance to help your clients' employees through difficult times. |
| Not available | Optional |
Personal Health Fund (PHF)Employees can use the PHF to pay for everyday healthcare expenses not usually covered by private medical insurance – e.g. eye tests or dental check-ups. The more effort employees make to get healthy, the more money we pay in to their PHF, up to a maximum of £225 per plan year. Employees can have maximum of £1,000 in their PHF at any time. |
Choose hospitals
Your clients can take even more control of their cover by choosing where they are treated.
Our Consultant Select panel option will give your clients a choice of suitable consultants from our network, based on their location and required specialism. Or, they can choose a hospital list which gives them more choice over where their treatment takes place.
