Flexible cover to suit your client's needs.
To make sure your client gets exactly the plan they want, we give them the option to tailor their cover.
Your clients can add various options to their Core Cover. All benefits are per insured member, per plan year, unless we state otherwise.
- Out-patient Cover
- Mental Health Cover
- Therapies Cover
- Dental Cover
- Worldwide Travel Cover
To get exactly the plan they want – and a little extra peace of mind – your clients can add any of these options to their Core Cover.
|Personal Healthcare||Business Healthcare||Cover Option|
Our physiotherapy network includes over 7,000 accredited physiotherapy clinics across the UK. This means that, more often than not, your clients will be able to have treatment at a convenient location, less than 10 minutes' drive away from their home or place of work.
Cover for a physiotherapist within our network: Treatment will be covered in full and not form part of the Out-patient Cover limit.
Cover for a physiotherapist outside of our network: Treatment will continue to be deducted from your client's Out-patient Cover limit and will be limited to £35 per session.
||Mental Health Cover
Includes consultations and treatment with a psychiatrist or psychologist and hospital stays. All psychiatric claims are managed on a case-by-case basis.
Up to 28 days of in-patient or day-patient treatment, £1,500 out-patient treatment and full cover for in-network talking therapies.
|Optional||Optional||Worldwide Travel Cover
Up to £10 million emergency expenses abroad, and cover for unexpected events such as lost luggage or delayed flights, for trips of up to 120 days each.
||Emergency Overseas Cover
Whether your clients are away on holiday or for business, our Emergency Overseas Cover offers emergency medical treatment if they need it, for trips of up to 90 days.
||Employee Assistance Programme
Provides support, advice and expert assistance to help your clients' employees through difficult times.
||Personal Health Fund (PHF)
Employees can use the PHF to pay for everyday healthcare expenses not usually covered by private medical insurance – e.g. eye tests or dental check-ups. The more effort employees make to get healthy, the more money we pay in to their PHF, up to a maximum of £225 per plan year. Employees can have maximum of £1,000 in their PHF at any time.
Mental Health Cover
In addition to the mental health benefits available as part of Core Cover, VitalityHealth also offers the option for members to select a separate Mental Health Cover option.
Where to next?
An overview of Vitality’s 5-star Defaqto rated comprehensive cover for your individual clients
The Vitality Programme
As well as award-winning cover, we give you something back when you get healthier, meaning you can benefit without having to claim