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Core Cover

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Our Core Cover offers completely joined-up private healthcare.

All our plans start here.

Our comprehensive Core Cover gives your clients the peace of mind that comes with knowing they can get fast access to the highest-quality private healthcare, whenever they need it. It’s also a great way for them to stay well, because we reward your clients for getting active, too.

Our Core Cover includes:

  • Integrated Primary Care
  • Out-patient surgical procedures
  • Mental Health support
  • In-patient and day-patient treatment
  • Advanced Cancer Cover
  • Additional benefits


Vitality GP

Video consultations within 48 hours (subject to opening times), a 24/7 private medical helpline, direct referrals to a consultant if needed, written private prescriptions and more.
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Mental Health Support

Vitality’s holistic approach to mental health seeks to provide support for all our members, regardless of their state of health.

Featured mental health components included in Core Cover include:

  • Vitality Healthy Mind
  • Big White Wall
  • 8 sessions of Talking Therapies
  • The Vitality Programme
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Advanced Cancer Cover

We have recently improved our Cancer Cover offering even more, so if your client is diagnosed with cancer, we’ll be there to support them and make sure they’re getting the best care they need every step of the way – from quick diagnosis to covering the cost of eligible treatment, and support on the road to recovery.
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Consultant Select 

Consultant Select gives your clients complete peace of mind care, by putting their treatment path in the hands of leading consultants in 65 specialities and 40 sub-specialities. Once your client gets a referral from their Vitality GP or NHS GP, we pass their details to Alliance Health Group– the UK’s largest independent healthcare group, owned by doctors. Based strictly on their medical needs, Alliance Health Group choose the best consultant for your client.
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In-patient and day-patient treatment

Full Cover for eligible hospital fees, consultant fees and diagnostic tests as well as out-patient surgical procedures.

Why choose VitalityHealth?

VitalityHealth takes a unique approach to integrating better health and better care, which truly sets us apart from any other health insurance plan in the market.

  • Vitality Programme

    By leading a healthier life with Vitality, your clients can access a range of discounts and rewards

  • Vitality GP Pathway

    Benefits such as written prescriptions, minor diagnostics, a skin analytics service and a unique home diagnostics service

  • Full Cover Promise

    Unlike some other health insurance plans, when we say ‘Full Cover’, that’s just what we mean.

  • Advanced Cancer Cover and Screenings

    Comprehensive cover for the treatment and monitoring of the cancer

  • Mental Health Support

    A comprehensive end-to-end approach to mental health – from prevention and maintenance to early intervention.

Fair and transparent renewal pricing 

Our renewal prices are based on our ABC pricing model which is fair, intuitive and transparent. We use your clients Age, Base rate increase, Claims history and engagement with the Vitality Programme to calculate their renewal premium. As well as providing lower increases for claimers than the market, your clients can also reduce any increase by engaging with the Vitality Programme.
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Award-winning cover

Our Core Cover is five-star Defaqto-rated, so your clients can be sure of getting some of the highest standards of cover, treatment and care around. In 2018 alone, VitalityHealth won Best Private Medical Insurance Provider at the Moneyfacts Awards, Gold Award for Best in Insurance at the Customer Experience Awards and Best Individual Private Medical Insurance at the annual COVER Excellence Awards.

Where to next?

  • Partners and Rewards

    We've made it cheaper and easier for your clients to look after their health by offering them rich benefits which make it easier to live a healthier life.

  • Cover Options

    Clients can also tailor their plans by adding additional Cover Options, such as Out-patient Cover, Therapies Cover and Mental Health Cover for their employees.

  • Personal Healthcare

    5-star Defaqto rated comprehensive cover for your individual clients.

  • Business Healthcare

    Our highly flexible range of small business health insurance options.