Child Serious Illness Cover
Why Child Serious Illness Cover?Our market-leading1 Child Serious Illness Cover provides a valuable benefit if your client's child were to suffer a serious illness or accident - a thought no family wants to imagine.
Download the Child Serious Illness Cover Guide
Key reasons to recommend Child Serious Illness Cover.
We take a unique approach to insurance, by being the only provider to integrate wellness and insurance with our Vitality Programme.
Cover that's more likely to payout
Children are covered for all conditions featured on the adult plan, including those common among children such as type 1 diabetes.
Select between £15,000 to £100,000 of cover to suit your needs.
If your child is hospitalised for more than 14 nights, we'll pay out £100 for each additional night in hospital.
Both levels of cover automatically include cover for Total Permanent Disability which has been tailored for children.
Child Serious Illness Cover Toolkit.
In this toolkit, you can easily access everything you’ll need to talk to your clients about Child Serious Illness Cover. We’ve highlighted the most popular resources in yellow, and you can find a list of the others below. You'll find other toolkits throughout our website.
Casper's Serious Illness Cover Claim video
How it worksOur Child Serious Illness Cover is an optional benefit that can be added to any Life, Income Protection or Serious Illness Cover plan. There are two levels of cover available:
Child Serious Illness Cover - covering 138 conditions
Child Serious Illness Cover Plus - covering 167 conditions
If adult Serious Illness Cover is selected, Child Serious Illness Cover will automatically provide the same level of cover as the adult.
If adult Serious Illness Cover is not selected, the child will automatically be covered under Serious Illness Cover.
Child Serious Illness Cover can be added to children over 30 days old and ends when your child is 18 years old or 23 years old if they are in full time education.
Additional protection for families.
The Vitality Programme for kids.
If they choose to add Optimiser to their plan and their premium is £45 or more for a single life or £60 for joint life, a Vitality fee of £2 per child will apply.
Casper's Serious Illness Cover Claim.
Emma and Nick’s world was turned upside down when their five-month-old son Casper was diagnosed with a rare form of cancer - luckily they had VitalityLife insurance with Child Serious Illness Cover.
Child Serious Illness Cover FAQs.
What is the minimum and maximum age at entry for Child Serious Illness Cover?
What is the maximum sum assured for Child Serious Illness Cover?
What is the maximum cease age for Child Serious Illness Cover?
Why does Child Serious Illness Cover include cover for 138 and 167 conditions instead of the usual 153 and 182 conditions available on the adult plan?
How many unique conditions do we cover under Child Serious Illness Cover?
Our comparison tool provides information on the conditions we cover under Serious Illness Cover – go to the tool. https://vitalityillnesscomparisontool.co.uk/#start
Does adult Serious Illness Cover need to be selected in order to take out Child Serious Illness Cover?
Where to next?
Explore our additional cover options that allow you to tailor your clients' protection plans.
With our Personal Protection, we offer your clients the best cover to suit their needs, such as our award-winning Serious Illness Cover.
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