Customise their plan with Cover Options
To create a plan that suits your client’s budget and their employees’ needs, your corporate clients can add any of these options to their Core Cover:
- Cancer Cover
- Out-patient Cover
- Physiotherapy Cover
- Mental Health Cover
- Therapies Cover
- Optical, Dental and Hearing Cover
- Travel Cover
All benefits are per insured member, per plan year, unless otherwise stated.
Corporate Healthcare Cover Options
| Corporate Healthcare | Cover Option |
|---|---|
| Optional |
Cancer Cover
Included with both cancer options is a Cancer Cash Benefit which pays a cash amount to the member when they have their cancer treatment as a non-paying NHS patient. It is payable when the member has in-patient treatment, day-patient treatment, or chemotherapy in hospital. |
| Optional |
Out-patient CoverThey can choose to add Out-patient Cover and set their own limits for out-patient scans, out-patient consultations and physiotherapy, and out-patient diagnostic tests. |
| Optional |
Physiotherapy CoverWe offer up to six physiotherapy sessions as part of our Core Cover through our Priority Physio network. However, Out-patient Cover can also be added as a Cover Option meaning physiotherapy through our Priority Physio network is covered in full.Including Out-patient Cover also allows your employees to use a physiotherapist outside of our network. They can claim up to £35 per session, and the treatment costs will be deducted from the Out-patient Cover limit. |
| Optional |
Mental Health CoverIncluding in-patient and day-patient care at a specialist mental health facility, out-patient consultations with a psychiatrist or clinical psychologist and additional outpatient talking therapies such as counselling and cognitive behavioural therapy. |
| Optional |
Therapies CoverIncluding Chiropractic treatment, Osteopathy, Acupuncture, Homeopathy, Chiropody, Podiatry and up to 2 consultations with a dietician. |
| Optional |
Optical, Dental and Hearing CoverCombines three benefits into a single, high-value cover option. It’s designed to help your clients meet some of their most common healthcare costs, from routine check-ups and preventative care, to dental procedures and prescription glasses. It also contributes towards other significant needs like hearing aids and restoring appearance after a dental accident.Find out more |
| Optional |
Travel Cover
|
| Optional |
Employee Assistance ProgrammeProvides support, advice and expert assistance to help your clients' employees through difficult times. |
| Optional |
Personal Health Fund (PHF)They can give their employees a Personal Health Fund to help pay for everyday healthcare bills that aren’t usually covered by private medical insurance. |
Choose hospitals
Your clients can take even more control of their cover by choosing where they are treated.
Our Consultant Select panel option will give your clients a choice of suitable consultants from our network, based on their location and required specialism. Or, they can choose a hospital list which gives them more choice over where their treatment takes place.
Healthcare Trust
An alternative way for you and your employees to enjoy all the same benefits of our unique health and wellness cover.
Trusts provide an HMRC-compliant approach for employers to fund healthcare benefits for their employees. They differ from insurance in that the employer is not charged a premium, but instead takes on the responsibility for funding all qualifying claims (even if they are higher than expected).
However, it can also benefit from lower contribution costs if benefit claims are lower than predicted, making these arrangements particularly suitable to larger schemes with stable claims experience.
