Optical, Dental and Hearing Cover
Protect your clients' everyday health with Vitality.
Help cover the cost of dental, optical and hearing check-ups and treatment.
Looking after key aspects of our everyday health – like our sight, hearing and dental needs is essential to our overall health, but the costs can quickly stack up.
Our Optical, Dental and Hearing Cover combines three benefits into a single, high-value cover option.
It’s designed to help your clients meet some of their most common healthcare costs, from routine check-ups and preventative care, to dental procedures and prescription glasses.
Not only that, but it also contributes towards other significant needs like hearing aids and restoring appearance after a dental accident.
Key benefits for your clients
- Simple and valuable – clients get access to high-value cover which combines three benefits into a single cover option, without the need to select multiple individual benefits.
- A unique focus on prevention - we reimburse costs of preventative dental treatment1 and sight tests2, up to the cover limit.
- Cover for everyday costs – for common expenses such as dental procedures and prescription eye-wear, meaning it provides highly relevant cover all clients can benefit from every year.
What's included?
Optical
Your clients can get an eye test, new pair of prescription glasses or a years’ supply of contact lenses. Every plan year, we’ll cover 80% of the costs for up to:
- £500 – with our leading optical partner, Vision Express
- £300 – if you go through any other accredited optician
Dental
We’ll cover 80% of the costs for up to:
- £100 – for preventative care like check-ups or hygienist appointments, every plan year
- £400 – for dental treatments like fillings or crowns, every plan year
- £2,500 – for treatments resulting from dental accidents. Your client can make up to two claims every plan year
Hearing
How it works
Your clients can choose to add our Optical, Dental and Hearing Cover when they take out a new Personal Healthcare, Business Healthcare (except Vitality Essentials and Vitality at Work Business) or Corporate Healthcare (except Vitality at Work Enterprise) plan, or when they renew.
| How Optical, Dental and Hearing Cover works | ||
|---|---|---|
| Optical - contributes towards the cost of eye tests, a new pair of prescription glasses or a year's supply of contact lenses. Available for each new prescription issued after the cover start date. | Cover amount | Vision Express: £500 per plan year |
| Any other recognized provider: £300 per plan year | ||
| Reimbursement | 80% | |
| Dental - comprehensive cover for penetrative, restorative and emergency treatment 3. |
Cover amount | Routine (e.g. check-ups and hygienist fees): £100 per plan year |
| Dental treatments (e.g. fillings and crowns): £400 per plan year | ||
| Emergency (dental accidents): £2,500 per claim, maximum two claims per plan year | ||
| Reimbursement | 80% | |
| Hearing - cover for hearing tests and a contribution to a new hearing aid. | Cover amount | £300 per plan year |
| Reimbursement | 80% | |
Where to next?
We're here to help
Your Business Consultant is always ready to support you.
2 Up to a maximum of £500 per person, per plan year if you choose to use Vision Express
3 For clients on a Personal healthcare plan, they will need to have had a dental check-up in the 15 months before their cover start date and have complete all recommended treatments