Optical, Dental and Hearing Cover
Protect your clients' everyday health with Vitality.
Help cover the cost of dental, optical and hearing check-ups and treatment.
Looking after key aspects of our everyday health – like our sight, hearing and dental needs is essential to our overall health, but the costs can quickly stack up.
Our market-leading Optical, Dental and Hearing Cover combines three benefits into a single, high-value cover option.
It’s designed to help your clients meet some of their most common healthcare costs, from routine check-ups and preventative care, to dental procedures and prescription glasses.
Not only that, but it also contributes towards other significant needs like hearing aids and restoring appearance after a dental accident.
Key benefits for your clients
- Simple and valuable – clients get access to high-value cover which combines three benefits into a single cover option, without the need to select multiple individual benefits.
- A unique focus on prevention - we reimburse 100% of the costs of preventative dental treatment1 and sight tests2, up to the cover limit.
- Cover for everyday costs – for common expenses such as dental procedures and prescription eye-wear, meaning it provides highly relevant cover all clients can benefit from every year.
What's included?
Optical
We’ll give your clients up to £500 for an eye test, and a new pair of glasses or a year's supply of contact lenses, with our leading optical partner Vision Express. We’ll cover up to £3003 if you go through any other accredited optician.
Dental
Your clients get up to £100 for preventative care each plan year, including check-ups and hygienists’ fees, as well as up to £4003 for treatments like fillings, crowns and dentures. Plus, we'll cover up to £2,500 of costs resulting from a dental accident - up to two claims per plan year.
Hearing
Your clients get £3003 to cover the cost of hearing tests and to contribute to new hearing aids if they get a new prescription.
How it works
Your clients can choose to add Optical, Dental and Hearing Cover when they take out a new Personal Healthcare, Business Healthcare (except Vitality Essentials and Vitality at Work Business) or Corporate Healthcare (except Vitality at Work Enterprise) plan, or when they renew.
| How Optical, Dental and Hearing Cover works | ||
|---|---|---|
| Optical - contributes towards the cost of eye tests, a new pair of prescription glasses or a year's supply of contact lenses. Available for each new prescription issued after the cover start date. | Cover amount | Vision Express: £500 per plan year |
| Any other recognized provider: £300 per plan year | ||
| Reimbursement | Vision Express: 100% | |
| Any other recognised provider: 80% | ||
| Dental - comprehensive cover for penetrative, restorative and emergency treatment. Your client will need to have had a dental check up in the 15 months before their cover start date and have completed all recommended treatment. |
Cover amount | Routine (e.g. check-ups and hygienist fees): £100 per plan year |
| Major (e.g. fillings and crowns): £400 per plan year | ||
| Emergency (dental accidents): £2,500 per claim, maximum two claims per plan year | ||
| Reimbursement | Routine: 100% | |
| Major: 80% | ||
| Emergency: 100% | ||
| Hearing - cover for hearing tests and a contribution to a new hearing aid. | Cover amount | £300 per plan year |
| Reimbursement | 80% | |
Where to next?
We're here to help
Your Business Consultant is always ready to support you.
2. Up to a maximum of £500 per person, per plan year if you choose to use Vision Express
3. We pay 80% of the costs.