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Protection for Life, not just the mortgage

With Vitality, your clients can easily add comprehensive protection, safeguarding their home, lifestyle and the people who matter the most.

Cover your clients with our 5 Star Defaqto rated life insurance.

  • Defaqto 5 star expert rated. 2015 to 2026.
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A unique approach to life insurance

We make sure your clients get more from their cover. We protect them when things go wrong and reward them for being healthy.

We encourage them to get healthy with discounts, and reward them for their efforts. The more your client does to get healthy, the more we can offer them. Your client can also reduce their premium by getting healthier too – paying a fairer price for their life insurance.

Find out how we have further enhanced and streamlined our protection proposition as part of our ongoing journey as a next generation insurer.

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Vitality Programme Launch 2026

Time for more

This year we’re making the Vitality Programme bigger and better for your clients. Delivering an experience that’s:

  • More Personalised: introducing our first feature driven by Vitality AI, developed with Google.
  • More Engaging: making the Vitality Programme appeal to even more clients.
  • More Rewarding: delivering greater value for your clients with exciting new partners.

Explore our plans

Cover that doesn’t just protect your clients when things go wrong, it rewards them for being healthy too.

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Personal Protection

Personalise our cover to suit your client’s needs.

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Business Protection

Protect your client’s business needs when they need it most.

Health insurance

Relevant Life Plan

Giving employees peace of mind with tax-efficient cover.

Give your clients the right cover

Supporting the everyday needs of your clients with our forward-thinking life cover.

Award-winning cover

Recommend cover that rewards healthy living, delivering real value to your clients from day one.

Our best available premium

Your clients can enjoy our best available premium of up to 40% lower than standard when they add Optimiser to their plan

Reduce lapse rates

Your clients are more likely to stay with us - lapse rates are up to 46% lower for clients who engage with the Programme1.

Your Vitality support network

Over 100 UK-wide Business Consultants offering one-to-one support.

Latest campaigns and updates

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Vitality can help your clients live 5 years longer

It's official.  Our plans can help your clients live up to 5 years longer. So discover how:

  • Vitality is changing the conversation about life insurance
  • We help your clients live healthier, for longer - the results are in
  • All this can help you grow your business
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Check out your resources library

Get ready to move your client conversations forward with our revamped library of health and life insurance resources. As well as having a wealth of information at your fingertips, you can:

  • Save time online: Find what you need quickly with our user-friendly filters.
  • Stay up to date: Visual signposting highlights new or updated assets as soon as you visit the libraries.
  • Share and print: Easily share and print resources for your clients.
Work with us

Supporting you to grow your business

New to Vitality? New to selling life insurance? Looking to grow your business?

Find out how working with us can benefit your clients and you as an adviser.

Or if you're looking for support to help you sell our life insurance and initiate positive client conversations, explore our dedicated support section.

We're here to help

Your Business Consultant is always ready to support you.

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Adviser Hub

Quote, apply and manage your clients online

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Get in touch

Call us on 0345 601 0072. Lines open Monday - Friday 8.30am - 5:30pm

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Pre-sales underwriting

Call us on 0800 012 1796. Lines open Monday - Friday 8.30am - 5pm

* Mortgage market set for 'booming' 2026 as product choice rises and rates fall: Moneyfacts | Financial Reporter
1 VitalityLife Shared Value Modelling, 2023.