Business Healthcare
Protecting small businesses with 1-249 employees.
Award-winning cover when your clients need it most
Why choose Private Medical Insurance?
Private medical insurance is a great way for businesses to show they're truly invested in the health and wellbeing of their employees. Here are just some of the benefits:- Help their business attract and keep talented employees
- Help reduce the number of sick days
- Employees avoid long waiting lists - meaning they're back to work quicker
- Give their people comfort and privacy at a time when they need it most
And that’s not all. Our Business Healthcare plan encourages your client’s employees to take preventative steps and lead healthier lives with the Vitality Programme – and we reward them for doing so. Our digital tools guide our members through the healthcare system - while our comprehensive cover provides access to treatment when they need it most.
Business Healthcare toolkit
Quick access to everything you need to support your client conversations.
Client incentives and offers
Helping your clients get more value from their plan.
One month free for your clients guaranteed
- Your clients get one month free - guaranteed 1, when they take out a Business Healthcare plan between 1 April and 31 May 2026 (inclusive).
- Plus, they get a second month free when their team gets active2. Offer runs 1 April - 31 May 2026.
2 To earn a second month free, employees must complete a Health Profile, and earn at least a total of 12 activity points each within the first three months of the plan start date. The number of employees covered on your plan determines how many need to get active, to earn the second month free:
| Business size | 1-4 employees | 5 - 49 employees | 50+ |
|---|---|---|---|
| % of employees who need to get active and earn 12 activity points | 100% | 50% | 40% |
Money back when employees get active
Every time your clients renew their plan, we’ll reward their business with up to 10% of their annual premium in money back. So how does it work?
- When employees get active and make healthy choices with our programme, they earn points
- These points contribute to their status e.g Bronze, Silver, Gold, Platinum
- We award cashback based on the average status employees have achieved
Bronze = 0%
Silver = 2.5%
Gold = 5%
Platinum = 10%
Building a plan
Why Vitality?
Our unique approach provides a comprehensive package of healthcare benefits for your client's employees.
Full Cover Promise
We pay recognised consultants’ and anaesthetists' fees in full for eligible in-patient and day-patient treatment.
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Digital care access
When they seek care – we empower them to access the support and treatment they need through a range of primary and digital care services.
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The Vitality Programme
We encourage all of our members to take preventative steps and lead healthier lives, with rewards along the way from day one.
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Mental health support
Our end-to-end approach to mental health supports your client's employees - with prevention and maintenance to early intervention, and comprehensive treatment for more severe conditions.
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Advanced Cancer Cover
If they're diagnosed with cancer, we'll provide full cover for the latest cancer treatments and technologies. This includes access to screenings and preventative treatment, as well as personalised support and guidance from our specialist team at every stage of their treatment journey.
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Managing a business healthcare plan - made easier
Employer Zone makes managing a plan smooth, speedy and simple.
Businesses with a Business Healthcare plan can use Employer Zone to effortlessly view and manage their Vitality plan. They can:
- Get a clear and detailed view of what’s covered by their plan
- Add new employees and their family members
- Edit members’ details or remove them whenever they want
Plus, they'll get clear updates on every change they make - taking out the guesswork. And its user-friendly navigation makes it easier to get into the details they need.
See what's new and improved - login to Employer Zone.
Boost employee health with Employee Challenges
How does it work?
Employers set up challenges, like achieving steps to a virtual destination.
- Employees can create teams with up to three other colleagues, join existing teams or enjoy individually
- They'll see how well they're doing and how they stack up against their teammates
- Plus, they'll earn special badges for every milestone they achieve
It’s a great way for employees to connect, collaborate and have fun getting active.
Employee Challenges can help employers create a healthier, happier workplace. And help to boost morale and job satisfaction.
Get started in the Employer Zone
New to selling Vitality health insurance?
New to health insurance? Looking to grow your business?
Find out how working with us can benefit your clients and you as an adviser.
Or if you're looking for support to help you sell our health insurance and initiate positive client conversations, explore our dedicated support section.
Workplace Wellbeing
Vitality offers adaptable employee wellness programmes for businesses with 10 or more employees. What’s more, we share the benefits of healthy living with your client’s employees.
Our approach is firmly grounded in our expertise in behavioural science and is supported by independently verified Britain’s Healthiest Workplace survey data.
Every quarter themes support specific health and wellbeing content across the calendar year. These themes help engage employees across our key pillars of Vitality – physical activity, nutrition, mental wellbeing and stop smoking.
