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Business Protection

Business Loan Protection

Good Health, Good Business

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What is Business Loan Protection?

If a business owner dies or suffers a terminal illness, lenders may have the right to demand that any outstanding loans are paid back. These could be difficult to pay off at short notice.

How does Business Loan help?

We’ll pay a lump sum if a business owner dies or suffers a terminal illness. This provides the capital to enable the surviving business owners to buy that individual’s share of the business – allowing them to keep control.

Optimiser

With Optimiser, your clients will receive our best available premium - up to 30% lower than our standard premium on fixed-term cover. They can also keep their premiums low through doing healthy things and improving their Vitality status. With Platinum status, they'll see 0% annual increases in premium.

Now, Vitality Select is included on all plans for no extra cost, giving your clients access to a number of discounts and rewards.

When their monthly premium above £45 for single Life plans and above £60 for joint Life plans, they can enjoy Vitality Plus for an extra £4.75 per person per month, giving them access to our extended range of discounts and rewards!
Find out more

Where to next?

  •            Key Person Cover                            

    Gives your clients a payment to help protect their profits if an employee dies or suffers a serious illness.

  • Shareholder and Partnership Cover

    Gives your clients a lump sum so they can keep control of the business if a shareholder or a business partner dies or suffers a serious illness.

  •           Relevant Life Plan                       

    The cost-effective alternative to Life Cover. A tax-efficient way for your client to give their best people the best benefits.

  •          Additional Options                      

    Enhance your clients' cover with a range of additional options to suit their needs and budgets.

Contact your Business Consultant
or call 0345 601 00720

Lines are open:
Monday - Friday 8.30am - 6pm